What kind of debt can I consolidate...
We can help negotiate unsecured debts
such as credit card debt, department cards, loans to major
creditors, judgments, health care loans, collections, IRS,
repos, and past due utilities.
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How do I qualify...
Its simple, you must have a combined
total debts of over $5,000.00, more than one unsecured
creditors you owe this too, a resident of the U.S, and that's
it you qualify. It's that easy, now you can fill out our form
below of a free debt settlement quote.
What exactly is debt reduction...
debt reduction is the process by which
we negotiate with your creditors to obtain better repayment
terms for you on existing bills. Under our debt reduction
plan, monthly payments are often lowered and interest charges
are reduced - even to levels between 0 and 5%! You save
thousands of dollars in interest rates through a reduced
payoff period, saving you years or even decades of payments.
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Why would the creditors be willing to
lower my payments...
creditors are willing to participate in
debt reduction hoping that they can avoid the expense of
turning the accounts over to a collection agency. Agreeing to
settle also lessens the likelihood of the client declaring
bankruptcy.
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Will my employer be contacted or report
to the credit bureaus...
No. We will not contact your employer or
report to the credit bureaus. A free debt settlement quote has
no obligations and no credit check.
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Do I have to pay a fee to use your
service...
Our debt settlement organization does
require a nominal contribution on your part to enroll in the
debt settlement plan. This nominal fee covers operation costs
and will be included in your monthly payment. Our fee is lower
than other debt settlement agency.
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Are my credit cards useable...
You cannot use any credit cards that are
put in the debt negotiation service and we will be happy to
explain all the details and what's expected from you by your
debtors in our free consultation.
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How do i get started...
All you need to do is to fill out our
form below for a free debt negotiation quote, we will do the
rest for you at no obligation and of course completely
confidential.
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Will debt settlement hurt my credit...
We do not report to the credit bureaus.
Given time, if you are in collections or over due on payments
our service will improve your over all credit score.
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How will I know when deposits are made
on your plan...
Each month you will still receive a
statement through the mail indicating when a payment has been
made. Or, simply login to our main site 24/7 and view your
account status.
